FHA Home Loans
An FHA home loan is a mortgage program offered by an FHA-approved lender like All Country Mortgage Lenders. FHA home loans are insured by the Federal Housing Administration (FHA), which is part of the U.S. Department of Housing and Urban Development (HUD).
What Are The Benefits of an FHA Home Loan?*
A down payment requirement as low as 3.5%.
The option for the seller to contribute up to 6% of the sale price.
A relative can be a co-applicant on your loan as a non-occupant (not available on cash-out transactions).
Eligible Properties:*
1 to 4 Family Properties
A HUD approved condominium.
A manufactured housing unit (must be on a permanent foundation built on or after June 15, 1976).
*All applications are subject to credit, property and income approval. This is not a commitment to lend. Loan products are subject to change and may not be available in all cities or states. Speak to a licensed loan officer for more details about available loan products and full eligibility requirements.
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